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Additionally, customers for this kind of plan can have extreme lawful or criminal histories. It is very important to note that various carriers use a series of problem ages on their guaranteed issue policies as low as age 40 or as high as age 80 - does insurance cover funeral costs. Some will additionally offer greater face values, approximately $40,000, and others will permit for much better survivor benefit conditions by enhancing the rates of interest with the return of costs or decreasing the variety of years until a complete survivor benefit is readily available